Get your foreign payments compliance-ready
Tax & export compliance, made simple for Indian freelancers paid in dollars.
Paid through PayPal, Payoneer, Wise or Skydo? Find out whether the new RBI EDF applies to you, which ITR form is yours, and how much advance tax to pay. Free, in plain words.
"Export" here means your service income from foreign clients, not shipping goods.
RBI FAQ status: not published as of 17 Oct 2026 (checked on rbi.org.in). No suspension of EDF filing has been announced.
Free tools
Interactive checkers that give you an answer, not an article. No sign-up.
- Free tool About 1 minute EDF checker Answer 4 questions → see if the RBI EDF applies and your due dates Open tool
- Free tool About 2 minutes ITR form checker Tick what applies → get your ITR form, ITR-3 or ITR-4 Open tool
- Free tool About 1 minute Section 58 tax calculator Enter your receipts → get your tax and the 15 March payment Open tool
Popular guides
- EDF FAQ for freelancers, with a dated changelog
- Bank holding your foreign payment? What to do
- First EDF due 30 Nov 2026: checklist
- 44ADA is now Section 58: what changes
- Payoneer, PayPal, Wise in your ITR
- 12 myths about freelancer tax and the EDF
The Freelancer Compliance Kit
₹499₹999
One Google Sheet that ties each invoice to its FIRA, LUT, EDF and GST return, plus plain-English rule guides.
- Invoice register with currency, FIRA number, EDF month and 9-month realisation date
- Section 58 tax planner with TDS vs AIS check
- A list of what to hand your CA, or paste into ChatGPT
- Payment reminder templates for day 1, 7, 14 and 21
It makes your CA visit cheaper. It doesn't replace your CA. More about the kit
Questions
Is income from foreign clients taxable in India?
Yes. If you are resident in India, your foreign client income is taxable here as professional or business income, whether it arrives by PayPal, Payoneer, Wise, Skydo or SWIFT.
Do I need GST if all my clients are abroad?
Exports of services are zero-rated under section 16 of the IGST Act. Registration is generally required once aggregate turnover crosses ₹20 lakh (₹10 lakh in special category states). Registered exporters usually file an LUT in form RFD-11 to export without paying IGST.
Do freelancers have to file the RBI EDF?
The 2026 Regulations require service exporters to file an EDF. On 7 Oct 2026 RBI said individuals on contracts of a personal nature need not report. As of 17 Oct 2026 the promised FAQ is not out. Ask your bank and see our EDF FAQ.